Сar insurance continued...

For the owner of the vehicle, there are several ways insurance.
To secure the protection of vehicles using car insurance. This system makes it possible to pay the sum insured in case of theft, natural disasters, breakdown, fire or accidents. To this end, the owners of vehicles enters the policy with an insurance company, considering the very term insurance, the amount of payments, monthly payments, and other conditions stipulated in the contract. There are different methods of vehicle insurance.

A. CTP is the mandatory insurance of civil liability. In this case, the policyholder may be the entire amount of damage to the vehicle or the resulting damage was caused to his health and life. Compulsory insurance has standard rates, which are governed by the law, but a term insurance policy may be different.

Two. A common variant of motor insurance is AUTO Hull. It allows you to get the cost of repairing and restoring cars. The set of insurance cases include accidents, thefts, fires, illegal actions by unauthorized persons, natural disasters, etc. The high cost of insurance stops most people from entering into an insurance policy.

Three. Most natural phenomena cause the insured event, and provides for payment of car insurance for floods, fires, earthquakes, landslides, avalanches and other natural disasters.

4. There is a method of security accessories, which becomes the owner of the vehicle. For example, insurance benefits are provided when adverse natural events occur, theft, accident, etc. This method is rarely used in practice by drivers of cars.

In order to obtain insurance payments, the customer must immediately inform the insurance company about the situation that occurred. If the event requires the investigation and identification of all the reasons you should report it to authorities. Policyholder will receive all or part of the payment depending on the amount of damage. In case of violation of the insurance policy, as well as to create an unfavorable situation, the driver of the vehicle, the insurance company has the right to refuse payment. Many disputes are resolved in court.